VerlumoAIAI coding agents that write, test, and review code across your whole codebase.
View detailsRefact.ai
An open-source, self-hostable AI coding agent for VS Code and JetBrains that plans and executes coding tasks using your own model keys.
Refact.ai is an AI coding assistant that works as a code completion, chat, and agent tool inside your editor. It is built for developers who want AI help with writing, refactoring, and understanding code, with support for local and cloud models.
Key Features
- AI code completion, chat, and agents
- Works inside popular editors
- Refactoring and codebase understanding
- Local and cloud model options
- Privacy-focused, self-hostable
- Free tier for individuals
Pricing
| Plan | Price | Details |
|---|---|---|
| Pricing | Check official site | See the official site for current plans. |
Prices as listed in 2026 research. Always check the official site for the latest price — plans change. Free plan: Yes — it has a free plan.
Best for: developers who want AI coding help with strong privacy and local model options.
Popular with: Developers
Popular with: Developers
How it works
The assistant offers inline completions, a chat interface for questions about your codebase, and agent features that can make multi-file changes. It is known for its focus on privacy, with options to run models locally or on your own infrastructure.
Refact.ai offers a free tier for individual developers, with paid plans for teams and advanced features. It suits developers who want AI coding help with strong privacy controls.
Pros and Cons
✓ Pros
- Free tier for individuals
- Privacy-first with local models
- Agent features for multi-file changes
- Works in familiar editors
✗ Cons
- Smaller ecosystem than Copilot or Cursor
- Local models need capable hardware
- Paid pricing needs checking on the site
Frequently Asked Questions
Is Refact.ai free?
Yes — Refact.ai has a free plan. Free tier; paid plans — check official site
What is Refact.ai best for?
developers who want AI coding help with strong privacy and local model options.
What kind of tool is Refact.ai?
Refact.ai is a Coding Assistants tool on VerlumoAI.
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